Black Friday and Cyber Monday sales are coming soon (Friday 29th November and Monday 2nd December)! If you’re looking for a bargain, this may be the time to find one.

Or will it? A scan on social media noted a number of posts where people said they found that often items presented for sale weren’t actually that cheap after-all. So our advice is to research the specific items you want to buy and make sure you are getting a genuine best price before you commit to purchase.

There is a great website you can visit to ensure you are getting the best deal: https://pricespy.co.nz/theme/black-friday and also search on https://pricespy.co.nz/theme/cyber-monday that way you can see what bargains are coming up, and check to see which retailers have the best prices.

If you’re thinking about using a buy-now pay-later scheme or your credit card to fund your purchase, have a think about how much you’re already paying off each month, and consider if you can really afford the extra payments. You could talk to a Financial Mentor who’ll provide you with free and confidential advice regarding your personal finances – now that IS a bargain!

A Financial Mentor will not take control of your money, they will provide you with new tools and knowledge which might improve your situation – what you do is entirely up to you. A Financial Mentor can advocate for you, or provide you support and guidance to advocate for yourself. A Financial Mentor is able to empower you to make better budgeting decisions.

There is no obligation, all our services are free and confidential. Take the first step now and contact our Service Manager, Sharon Grant, on 03 313 3505, or servicemanager@bsnc.org.nz